I was offered a job in my field a few weeks ago and being unemployed and facing a serious cash shortage, I accepted – rightly so I would like to believe – and moved to Wiarton to live with my parents while commuting everyday to Owen Sound for work.

In order to make this work, I also had to buy a car, which, for someone with a serious cash shortage is no easy matter. Having never bought a car, and with only a week to organize the purchase of the car, I quickly decided on a 2004 Saturn Ion on the advice of my Dad. It was a fair bit more expensive than I had planned, but the car itself was far better than anything else I had looked at.

In order to pay for this car, my parents loaned me the money upfront – $0 down, 0% financing so to speak. This sort of financing is pretty much unheard of for a used car, but comes with the additional caveat that I am now in debt to my parents, who expect me to pay it off as quickly as possible. The consequences? I’ve now agreed to work an additional 15 hours a week for my parents over the 35-40 I have with my existing job. What this amounts to is that I am now saddled with far more work than I ever wanted in order to pay for a car which I bought to allow me to take this job. I’m working for the sake of working; this is the last thing I ever wanted.

My parents made a good point. I pretty much have to decide here what I want. Do I want to have the free time in the evening to laze around, or do I want to be able to take time off and go travel to climb and canoe? Writing it down makes the decision seem easy, but actually motivating myself to work a little bit longer and harder at 7 o’clock at night certainly doesn’t feel so. How much am I willing to sacrifice to do what I really want to do?



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